Rogina Appraisal Service is your FHA certified appraisal company

Rest assured that Rogina Appraisal Service is an FHA-certified appraisal service in AZ. If you have an FHA-insured loan, be sure to get with Rogina Appraisal Service, as we are approved and certified to perform FHA reports. A certain amount of the continuing training our staff at Rogina Appraisal Service receives deals strictly with decoding the FHA's documentation and their rules and procedures.

An FHA loan is underwritten by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan capital to borrowers, rather, it provides lending organizations with safety with mortgage insurance in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are designed to help low-to-moderate income homebuyers help meet credit requirements if they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA offers are excessively helpful to buyers with less starting capital.